Quick Loan

Quick Loan - A Fire-side Chat With Grandpa

Quick loan personal stories

Lets talk to some people who have taken out quick loans. Unfortunately, people often abuse their quick loan option by defaulting in payment. These people are very brave for sharing their stories with us, by telling us their most intimate contacts with the scandalous quick payday loan. Their names have been changed because they are famous. Here's what they have to say:

"I took out a quick loan for $300 because my fiance was arrested and I needed to bail her out of jail. Payday wasn't for another 8 days and I just didn't have the money. So my friend told me about some place downtown that gave payday loans and so I took out a quick personal loan. What can I say? I did it - its what I needed to do. The loan ended up taking longer to get then I had planned, and she had to spend the night in jail anyway. She was suppose to pay off the loan 2 weeks later, but she didn't, and who got blamed for it? ME. I took out loan after loan to try to keep paying off the previous one, and it got out of control. For a month I ate ramen noodles because I had absolutely no money. Finally I told her enough was enough. I made her pay off the loan in full, and then I dumped her." -Dave, Vermont

"Dude, yeah, I mean, I've done a payday loan or two. Who hasn't? The quick loan worked for me. I took out a $100 loan just because I told my mom I'd throw my father a birthday party, and I went shopping the day before and bought a new outfit that was a little more expensive then I had planned on. I got my paycheck 3 days later, and immediately set aside $120. I watched my balance every day and made sure the money was there when the quick loan company went to get it. A quick loan worked for me, but I could see how some people would get into trouble. I don't think I would take out anymore that $100, $20 to every $100 is a lot." - Ola, New York

Portrait of a quick loan

"I've had both good and bad luck with these quick loan systems. The last quick loan I took out was for $200, just so that I could go to a bar for a night. Stupid, I know, but I was embarrassed that I didn't have a lot of money to play with because I had splurged on my niece's birthday present the day before. I payed the money back right away, and didn't collect any late fees. But another time, when I was in college, I took out a quick loan to buy drugs or something when I was already really drunk. That was bad, and I ended up telling my parents I needed money to fix the airbags in my car in order to have money to pay off the loan, and the extra cash I was charged. I think I'm done with my quick loan days." -Tommy, the stud needing a quick loan Wisconsin style.

"I get a personal loan every day on my way to the club. And sometimes, when Im feeling particularly naughty, I'll make it a quick cash loan. Yow!" Candi, Montreal

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